We are all familiar with and in fact been spending thousands, sometimes even lakhs to protect our furniture, walls, room paints, water pipes, electricity outlet, and the most on an unbreakable into grill and security system, to be safe and remain safe for the foreseeable future to come in our own home.

But, as we spend our mind and money on safeguarding our houses from the elements that we can anticipate happening, how do you protect yourself from the unthought-of incidents?

We have heard enough news of nature striking itself down and knocking off buildings or of an electricity glitch ending up burning a house.

Let’s face it. Irrespective of how much you try to prevent bad happenings from coming true, you can never be too sure. But, what is in your hand, is to be prepared. Now, when I say being prepared, I mean securing yourself financially when something happens to your safe haven.

How do you do that? How do you ensure that you are not on the losing end even when your house breaks down? By Investing in Home Insurance.

Here are some of the reasons that makes Home Insurance a must have, no alternate element of your whole home buying and settling in process –

• It doesn’t just protect your House from Calamities

There are a number of elements that come attached as clauses when you buy a home insurance. Apart from the obvious safeguarding from the damages made from an unexpected event, they even get you a fair redemption, when put claim against your personal items that were in the house.

It also secures your interest when suppose you have a guest at home and a faulty socket give him an electric shock, making him file a lawsuit against you.

• Guest Medical Coverage

There are a number of homeowners’ insurance policies that include guest medical coverage as well. Suppose you have a guest over who trips and breaks his hand, now although you know they won’t file a case against you, but you can cover their hospital bills by claiming your Home Insurance.

• They don’t Burn A Hole Down Your Pockets

Home insurance, unlike its most insurance counterparts, are very inexpensive. With interest rates as low as 2% in some cases, you will not feel the pinch as much as you felt when taking a loan against the house.

Now, there are many other reasons of why you should get your home insured, but these are the ones that should give you the push. Go on now, buy a home insurance plan and secure your family and self.